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Metal Card Perks: Are They Worth the Cost?

Sophia Martinez 09.05.2026

Unlocking the Icy White Card

Crypto.com's Icy White Visa card is a metal prepaid card available to users who reach the Privatetier on the platform. To qualify, users must lock up $50,000 in CRO for 12 months.

The Icy White card is part of Crypto.com's card hierarchy, sitting below the top-tier Obsidian card. The card is unlocked through the platform's restructured Level Up program, which replaced the legacy program.

To get the Icy White card, users must meet the $50,000 CRO lockup requirement for 12 months. This is part of Crypto.com's efforts to revamp its rewards and card programs.

Is the Cost Justified?

The Icy White card offers various perks, but the question remains whether these benefits are worth the cost of locking up a significant amount of CRO.

The value of the Icy White card's perks is debatable, considering the substantial CRO lockup required. Users must weigh the benefits against the opportunity cost of locking their funds.

The consequences of choosing the Icy White card will depend on individual user needs and financial situations. As Crypto.com continues to evolve its programs, users will need to reassess the value proposition.

Frequently Asked Questions

What is the CRO lockup requirement for the Icy White card? The CRO lockup requirement is $50,000 for 12 months. This is a significant commitment. Users should carefully consider their financial situation before locking up their funds.

How does the Icy White card compare to other Crypto.com cards? The Icy White card sits below the Obsidian card in Crypto.com's hierarchy. It offers various perks, but the benefits may not be as extensive as those of the top-tier card.

What happens if I withdraw my CRO before the 12 months are up? Withdrawing CRO before the 12 months are up will likely result in losing the Icy White card benefits and potentially other penalties.

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